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As central banks worldwide upgrade their payments systems, the Fed will begin issuing a ‘digital dollar’ that leaves no licit function for what I call ‘wildcat crypto.’ But the imminent change heralds far more than a shakeout in ‘fintech.’ It will also make possible a new era of what I call ‘Citizen Central Banking.’ The Fed will administer a national system of what I call ‘Citizen Accounts.’
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This document sketches a smart-device-accessible peer-to-peer (‘P2P’) platform – the ‘Digital Dollar Platform’ – which, thanks to new payment technologies, can easily be put into place and administered by any unit of government with a view to supplying this critical commercial and financial infrastructure to all of its constituents.
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The Mexican Central Bank, along with the Mexican Bankers Association (ABM) and the Mexican Association of Popular Financial Societies (AMSOFIPO) launched the digital payment platform Cobro Digital or CoDi (Digital Purchase), based on QR codes and near-field communication (NFC) technology used in mobile phones.tags: Fintech PaymentSystems