I may not be posting any Kiffmeister #Fintech Digests this week as I’m attending and speaking at the Bank of Ghana’s Cedi@60 Conference in Accra. Normally conferences don’t slow me down, but even in downtown Accra, 3G and WiFi connectivity are very spotty. So it’s near impossible to scan for new developments and post about them!

This has led to some policy rethinking on my part. When I think about the need for offline digital payments, except for catastrophe backup, I assumed use case rationales were weak for urban areas. I’ll be rethinking that assumption now!

Meanwhile, I’ll keep monitoring for developments and post them if and when possible. In any case, rest assured that nothing will slip through the cracks. It may just be reported on a delayed basis.

Upcoming Speaking Engagements:

The Digital Euro Conference 2026 (Frankfurt, March 26) will explore the future of money with a focus on CBDCs, stablecoins, and commercial bank tokens. This hybrid event offers the perfect platform to understand the future of digital money! [Register here and get 20% off the regular ticket price by using the Kiffmeister20 code!]

I produce a monthly digest of digital fiat currency (DFC) developments exclusively for the official sector (e.g., central banks, ministries of finance and international financial institution (e.g., the BIS, IMF, OECD, World Bank)) plus academics and firms that are active in the DFC space (commercial banks, technology providers, consultants, etc.). (DFCs include central bank digital currency (CBDC), stablecoins and tokenized deposits.) It goes out via email on the first business day of every month, and if you’re interested in being on the mailing list, please email me at john@kiffmeister.com.