Kiffmeister’s #Fintech Daily Digest (20230103)

What is money and what is the role of the state in the payments market?

Sveriges Riksbank published an article by Governor Stefan Ingves and his colleagues arguing that the central bank should issue a retail central bank digital currency (#CBDC) within the next few years. They say that an e-krona is necessary to ensure that money issued by the state is still to be widely available to the public, and that future payment systems work well in a global digital world. [Read more at the Riksbank]

Call for expressions of interest in participation in the digital euro scheme Rulebook Development Group

The ECB/Eurosystem is inviting payments/finance experts to express their interest in contributing to the drafting of a rulebook for a digital euro scheme. Applicants will need to be nominated by a relevant European stakeholder association representing key players in the European retail payments market. Candidates will be selected based on their managerial experience in retail payments and the skills required for the role. [Read more at the ECB]

The Bank for International Settlements (BIS) Innovation Singapore Hub is looking for an experienced payments industry professional for the next phase of Project Nexus (its blueprint for instant cross-border payments) and future work on central bank digital currency (CBDC). [Apply at the BIS]

2nd Edition of DC³ Conference – From Cryptocurrencies to Central Bank Digital Currencies (CBDCs)

The International Telecommunication Union (ITU) will hold (virtually) the second edition of its DC3 Conference – From Cryptocurrencies to Central Bank Digital Currencies (CBDCs)​ from January 24 to 27 2023. On January 27 I will be moderating two panels on offline central bank digital currency (CBDC). Also, on January 24, Jacques Francouer and I will be providing an update to our ITU Digital Currency Global Initiative digital currency ontology work. [For more event detail go to the ITU DC3 conference site]

Kiffmeister’s global central bank digital currency monthly monitor

Just a reminder that I produce a monthly digest of central bank digital currency (CBDC) developments exclusively for the official sector. So for any of you out there who work for a central bank, ministry of finance or international financial institution who would like to receive it by email on the first business day of every month, please DM me on LinkedIn or email me at

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